Disruption to Online Access

We are happy to advise that all Online Banking services have resumed.

We apologise for any inconvenience & appreciate your patience.

We’re here to help

Dubco staff are continuing to work from home and are ready to help members with any queries they may have. They can also help further explain some of the essential services (listed below) that we can offer you and your family, that may be beneficial during these difficult times. Our current hours of business are Monday to Friday, 9:00am to 5:00pm.

We remain open for business, both online (website: www.dubco.ie & email: info@dubco.ie) and by phone (Tel. 018870400).

Please note we will be closed on Friday 10th April, Easter Monday 13th April & Tuesday 14th April 2020.

Some of the helpful services we can offer you & your family include:
Current Account & Debit Card

Now is an ideal time to open a Current Account with Dubco Credit Union. You can access your money through a Mastercard® Debit Card, a secure app and online portal, including mobile functionality. You can also pay your bills, withdraw cash, utilise contactless payments and pay at point of sale anywhere in the world. There is a very useful overdraft facility that members can apply for to help with those unexpected expenses.

We would also like to inform members that to help during these difficult times, we have decided to suspend quarterly maintenance fees on our Current Accounts until 1st October 2020.

For a full list of features & benefits click here.

How can you sign up?

Members can apply for a Current Account online by clicking here. You must be registered to access Online Banking with Dubco to sign up online. If you are not registered  for online access please click here to register.

Budget Bill Pay Account

The Budget Bill Pay helps members to manage their reoccurring household bills by allowing them to pay a set amount each week/fortnight/month to Dubco and we will pay your bills as they fall.

There is also an overdraft facility on this account to help ensure that all bills are paid, even if a number of them fall in quick succession.

How does it work?

The Budget Bill Pay Account is a secure, flexible payment services account which gives you a manageable way to make sure your regular, reoccurring household expenses are paid by effectively spreading your costs across the year. To learn more, click on the button below.

Introduce new members

Did you know that if you introduced someone to Dubco we’ll give you a €30 One4all voucher? The more new members you introduce, the more €30 One4all vouchers you’ll receive, simple!

To see who in your extended family you can introduce to Dubco, click here.

Register for Online Access

Apply for a PIN and you will be able to access your Dubco account online from anywhere in the world. With online access you can make withdrawals, view previous transactions and add new payees. To register for Online Access, click the button below and follow all the steps.

Loan Flexibility Request Form

If you are struggling to pay a loan and you need to make a change with us, we will ask for supporting proof of your request, but we are realistic about how easy or not this may be. We have several options to suit different circumstances of members and we will discuss these with you when you get in contact. To discuss this further with a member of staff, simply click on the button below and complete our Loan Flexibility Request Form.

Online Payments

Now more than ever being able to manage your finances from home is important. Dubco have set up the facility for you to make payments using your debit card to your own account, or to another member’s account, even if you have not registered for online access. Click on the button below to access this service.

Download an Authority & Indemnity Form

It is important for all members to have an Authority & Indemnity Form on file. An Authority & Indemnity Form gives us your permission to take instruction from you over the phone and by email. It will also capture your bank details, which means we can send funds directly from your Dubco account to your bank account.

If you would like to discuss any of the services highlighted above with a member of staff, please give us a call on 018870400 or emal us at info@dubco.ie. We’re here to help.

Online Card Payments

During these difficult times, we’re doing everything we can to try and make things as easy as possible for members. We are delighted to announce that members can now pay directly in to any Dubco account online with their debit card. Members do not need to be registered for online access to avail of this service.

To pay into your Dubco online using your Debit Card, click here.


Office closure due to CU merger

Please note, we will be closed on the 1st April 2020 from 2pm to 5pm to facilitate the merger of Irish Dental Credit Union into Dubco Credit Union.

As a result of this merger, we will be unable to take any instructions from members during these times.

Online banking will also be unavailable during the above times but is expected to be available again after 5pm. If there is any change to this, will be inform members as soon as possible here and also on our social media channels.

We apologise for any inconvenience this may cause members and we thank you for your ongoing support.

COVID-19 Loan Flexibility Request

If you are experiencing difficulty making your loan repayments due to the ongoing Coronavirus outbreak, please let us know.

The below form has been designed so that Members can request assistance if they are experiencing difficulty, so that we can work with you remotely to consider temporary, flexible repayment arrangements.

Following submission of this form, a member of staff will be in contact by phone to discuss your personal circumstances, we will have facilities so that you can submit any documentation we may require to consider your application for a flexible arrangement.

To complete our Loan Flexibility Request form, simply click here.

COVID-19 Important Notice

Following the announcement today, Thursday 12th March 2020 The office of Dubco Credit Union will remain closed.  However we will carry on our business as usual.

We have a full online service for members, to register please click here.

Apologies for any inconvenience this may cause you and thank you for your continued support.

Online Transactions

Please note, online banking & our out of hours phone service will be unavailable on Saturday, 29th February. This is to allow for scheduled maintenance to take place.
We apologies for any inconvenience this may cause members.

Our Car Loans are available all year round!


Our Standard Car Loan & Electric Car Loan are here to help you & your family get on the road for less!

The Standard Car Loan (5 – 7 year term) rate of 5.97% (6.14% APR*) is available all year round. And thinking of the future, we are offering an Electric Car Loan (5 – 10 year term) with a rate of 4.97% (5.08% APR**) which is also available all year round. 

Some of the advantages of borrowing from Dubco include:

  • Easy application & decision in less than 24 hours
  • Our loans cover new cars, used cars or refinancing existing loans
  • Loans are based on a members ability to repay, not their savings!
  • There is no wait period before a new member can borrow
  • Cash is King – be a cash buyer & haggle a better deal
  • Flexible repayment terms to suit you with terms from 5 – 7 years for our Standard Car Loan and 5 – 10 years for our Electric Car Loan
  • No Terms & Conditions attached to the use of your new car
  • No deposit, hidden charges or balloon payments
  • No penalties for lump sum or early repayment
  • Eligible for any interest rebate declared at our next AGM
  • With Dubco, you own the car from Day 1
  • Loans are insured up to €75,000 at no direct cost to all eligible members

To see exactly what your dream car is going to cost with Dubco, why not check out our loan calculator here!

Don’t forget to tell your family & work colleagues about Dubco! They’ll be able to avail of all the great member benefits you do and there is no wait period before new members can borrow! We’ll also give you a €30 voucher for every member you introduce!



*The APR (Annual Percentage Rate) included is an example only based on a €15,000 loan over a period of 60 monthly repayments of €289.92, Total cost of credit €2,393.51 & Total repayment €17,393.51.
**The APR (Annual Percentage Rate) included is an example only based on a €15,000 loan over a period of 60 monthly repayments of €282.97, Total cost of credit €1,977.13 & Total repayment €16,997.13.

Special General Meeting – Thursday 30th January 2020

The Board of Dubco Credit Union Limited are pleased to present the following Special Resolution to the members for consideration at the Special General Meeting to be held in Dubco Credit Union Limited, Little Green Street, Dublin 7
on Thursday 30th January 2020 at 5:30pm.
The members of Dubco Credit Union Limited resolve that the Credit Union accepts the transfer of engagements from Irish Dental Credit Union Limited in accordance with the relevant provisions of the Credit Union Act 1997 (as amended).
  1. Opening Welcome
  2. Ascertain that a quorum is present
  3. Invocation
  4. Introductions
  5. Selection of Tellers
  6. Adoption of Standing Orders for Meeting
  7. Acceptance of authorised representatives of members that are not natural persons by the Board of Directors
  8. Consideration of Special Resolution
  9. Results
  10. Other Business
  11. Adjournment or Close of Meeting
Finbarr Maguire

Dubco Credit Union Limited

January Newsletter is out now!

Our January Newsletter is now available and you can read here.

It will help keep you up to date with everything going on in Dubco right now including:


  • The benefits to using our Budget Account
  • Our new Current Account
  • Annual Charities 2020
  • Winners Corner
  • Member Stories