Office Closure

16 May2019

Please note the office will be closed on the morning of Friday 17th May 2019 and opening at the later time of 1:30pm.

This is to allow staff attend the funeral of a family member of an esteemed colleague and friend.

We apologise for any inconvenience this may cause.

Our new ProEnergy Home Loan!

14 May2019

Dubco are delighted to be part of the ProEnergy Homes Scheme for 2019. This scheme helps members & their families improve the energy efficiency of their homes and gain access to a grant from the Sustainable Energy Authority of Ireland.

Borrow for energy saving home improvements, and receive SEAI grant funding of up to 35%. ProEnergy Homes is a unique credit union initiative supported by the Sustainable Energy Authority of Ireland (SEAI) in association with Retrofit Energy Ireland Ltd. (REIL).

ProEnergy Home Loan Benefits:
Energy Efficient HomeBetter performing, more comfortable
Simple ProcessWith expert advice from REIL
Grant on worksUp to 35% from SEAI
Flexible Loan OptionsFrom Dubco for the balance required
Dedicated Project ManagerFrom start to finish with REIL

Step by Step

Talk to us!
We’ll take your details using our Expression of Interest Form, which can be found here, discuss options and ensure you qualify for ProEnergy Homes upgrades.

Book a Free Assessment
We’ll help arrange a free Energy Audit (worth up to €500) with a qualified REIL professional, at a time that suits you.

Information is Power
Following the assessment by an REIL expert, you’ll receive an REIL Audit Report (also free) with recommendations for energy saving improvement works that will benefit your home, and the cost for each option.

Freedom to Choose
Decide which improvements matter most to you. The 35% SEAI grant will be deducted, so you only need to borrow the remaining 65%. Your Credit Union will be in touch to process your loan application.

Service with a Smile
REIL will arrange for qualified tradespeople to complete all works. Whether its attic insulation, new windows or solar panels, we have experts for every job.

Quality you can Trust
Qualified assessors then check and sign-off on the work and a new BER cert is issued, so you can see the difference.

And relax…
Once the job is done, you should feel the difference immediately.


Terms & Conditions apply and can be found here.

Easter Holidays Office Closure

17 Apr2019

The office will close on Thursday the 18th of April at 4:30pm for the Easter Break and will reopen on Wednesday the 24th of April at 10:00am.

The Board of Directors, members of the Board Oversight Committee, Volunteers, Management and Staff of Dubco want to wish all our members and their families a Happy Easter.

Turn your House in to your Dream Home

01 Apr2019

Dubco has you covered with 3 Special Home Improvement Loans

5 Year Term – 5.97% (6.14% APR*)
7 Year Term – 6.47% (6.67% APR**)
10 Year Term – 6.99% (7.22% APR***)

Some of the advantages of borrowing from Dubco include:

  • Loans are insured up to €75,000 at no direct cost to all eligible members
  • Loans qualify for any interest rebates paid by Dubco (5% paid in 2018)
  • No penalties for early repayment, lump sum payments or increased repayments
  • Add value and extra space to your home
*The APR (Annual Percentage Rate) included is an example only based on a €30,000 loan over a period of 60 monthly repayments of €579.57, Total cost of credit €4,909.46 & Total repayment €34,909.46.
**The APR (Annual Percentage Rate) included is an example only based on a €50,000 loan over a period of 84 monthly repayments of €741.75, Total cost of credit €12,293.84 & Total repayment €62,293.84.
***The APR (Annual Percentage Rate) included is an example only based on a €75,000 loan over a period of 120 monthly repayments of €870.43, Total cost of credit €29,482.55 & Total repayment €104,482.55.


To see exactly what it’s going to cost you to turn your house in to your dream home, click here!

Our Special Car Loan is back!

01 Apr2019

We’re delighted to announce that our Special 5 Year Car Loan Rate 5.97% (6.14% APR*) is back for April 2019!

The benefits to borrowing with Dubco for your new car include:
• You own the car
• No finance company
• No hidden charges
• No early repayment penalties
• No surprise balloon payments at the end

Dubco Special Car Loan Example

A loan of €5,000 over 5 years with 60 monthly installments
costs €97.12 per month at a variable rate of
5.97% (Annual Percentage Rate (APR*) 6.14%).

The total amount you pay is €5,821.64.

*The Annual Percentage Rate (APR) is based on the example above.

To see exactly what your dream car is going to cost with Dubco, why not check out our loan calculator here!

Juvenile Competition Corner Winners

27 Feb2019

Thank you to all our Juvenile members who entered our Juvenile Competition Corner in our January Newsletter!

The winners are:

  • 1st – Nate Tobin – €50.00
  • 2nd – Dylan Tighe – €30.00
  • 3rd – Rowan Bowe – €20.00
  • 4th – Matthew Dowling – €10.00

Thank you again to everyone who entered, we hope that our Juvenile Competition Corner is something that will continue in future newsletters, so make sure to keep an eye out!

2019 Annual Charities

20 Feb2019

Thank you to all our members who suggested so many worthy charities! It was an extremely difficult task for the Membership Committee to try allocate the €10,000 Annual Charity Fund at their February meeting.

We’re delighted to announce that the following charities will all be receiving €1,000 each from Dubco:

  1. St. Francis Hospice
  2. Alzheimers Society
  3. Debra
  4. Salvation Army
  5. ALONE
  6. Gavin Glynn Foundation
  7. My Canine Companion Autism Services
  8. Shannons Hopeline
  9. M & D Action Foundation
  10. Barnardos

At Dubco we help you meet your own financial goals while supporting local organisations that help make your community a better place. If you are holding an event or looking for sponsorship please contact




Welcome Forsa Special Needs Assistants!

11 Feb2019

Welcome Forsa Special Needs Assistants ‘SNAs’ to our common bond

We are delighted to be able to welcome Forsa ‘Special Needs Assistant’ members as potential future members of Dubco. Forsa SNAs work in schools throughout Ireland, providing invaluable support to children. Significant effort has gone into achieving this opportunity, and special thanks to Forsa personnel Peter Nolan, Kevin Callinan, Barry Cunningham and Dessie Robinson, Dubco director Mark Wynne and Dubco volunteer George Finglas, who all contributed significantly to the long process leading up to this amendment of the Dubco common bond.

We also welcome our first Forsa member, Clare Keaveney, who has striven over the years for Forsa SNA members to have access to a Credit Union that serves their needs. This also means that membership of Dubco is now open to all their family members!

“Member of the family”, in relation to any person, means that person’s parent, grandfather, grandmother, father-in-law, mother-in-law, spouse or civil partner, cohabitant, son, daughter, grandson, granddaughter, brother, sister, half-brother, half-sister, uncle, aunt, nephew, niece, first cousin, step-son, step-daughter, step-brother, step-sister, son-in-law, daughter-in-law, brother-in-law or sister-in-law.

If you’d like to join Dubco now, Membership Packs can be downloaded from here!

We look forward to serving Forsa SNA members of Dubco, along with all our members, in the years ahead.

Introduce someone to Dubco & earn!

08 Feb2019

Introduce someone to Dubco & earn a €20 One4All voucher!

The more new members you introduce, the more €20 One4All vouchers you’ll receive, simple!


Introduce a family member and also be entered in to a draw to win €5,000 at our next AGM.

Every new member will be entered in to a draw to win €250 in their first month of membership.



Terms & Conditions apply and are available from the office

It’s now even easier to join Dubco!

02 Feb2019

Use our new ID-Pal app to upload your ID documents in a simple & secure manner directly from your smartphone or tablet. The app allows you upload the relevant ID documents 24/7 from the comfort of your home.


This simple app means that all you need to return to the office to become a member is a completed Membership Pack.

To download the new ID-Pal app just click here.