The Gaeltacht Bursary draw took place on the 21st of June 2018. There were ten draw winners who each won bursaries to the value of €300.
They are Rachel Barrett, Darragh Finnegan, Jack Flynn, Shane Lambert, Conor Lumsden, Tom Montgomery, Eamon O’Callaghan, Olivia Potts, Hannah Roche & Lorcan Scott.
We would like to express our congratulations to the ten winners and remind all unsuccessful members to enter again next year!
We are delighted to announce that we will be trialling an out of hours phone service for members commencing on Monday, 14th May.
Our new phone service hours will be:
Monday – Friday: 8am – 8pm
Saturday – Sunday: 9am – 5pm
Staff will be specifically available during these hours to help members with any Membership & Loan queries.
Having been approached by one of our members earlier in the year asking to share their Dubco story, we thought it would be great if we could share some more stories! One story we thought we’d share is Michael’s. After the death of his wife, Michael was struggling to meet his mortgage repayments. Here’s his story:
After my wife died, there was an outstanding balance on the mortgage. There had been an issue with our mortgage protection policy and unfortunately it had lapsed, meaning I was liable for the outstanding balance. I began to struggle to make the monthly repayments and started to receive ‘hassle letters’ from the bank. Any time I contacted them about this, I felt like they didn’t want to hear what I had to say, they just wanted their money.
Then one day I received my statement and newsletter from Dubco, so I decided to give them a call to see if there was any way they could help me. I spoke to a member of the Loans Team about the problems I was having with my mortgage provider and I can honestly say that conversation changed my life. I felt that I could talk to Dubco and that they tried to understand the situation I was in. I was able to speak to a person and have them listen. It was so comforting to know that if I had any questions or concerns about my loan, that I could pick up the phone and speak to someone. This wasn’t the case with my mortgage provider, it felt like I was just being bounced from person to person and they didn’t really care about the situation I had found myself in, they were only concerned about getting paid.
Dubco went above and beyond the call of duty to try and help me. They made sure I understood what was going on during every part of the loan process and that I was happy to move forward. The truth is that thanks to the loan from Dubco I was able to move on with my life. Dubco gave me peace of mind, they gave me my life back.
Michael, Dublin Fire Brigade
Have you had a chance to read our April Newsletter yet?
It’s a great way to keep up to date with everything going on in Dubco right now! You can view the newsletter right here.
We’re delighted to announce that our Special 5 Year Car Loan Rate 5.97% (6.14% APR*) is back for April!
The benefits to borrowing with Dubco for your new car include:
• You own the car
• No finance company
• No hidden charges
• No early repayment penalties
• No surprise balloon payments at the end
Dubco Special Car Loan Example
A loan of €5,000 over 5 years with 60 monthly instalments
costs €97.12 per month at a variable rate of
5.97% (Annual Percentage Rate (APR) 6.14%**).
The total amount you pay is €5,821.64.
To see exactly what your dream car is going to cost with Dubco, why not check out our loan calculator here!
Easter Holidays – Office Closure Notice
The office will close on Thursday the 29th of March 2018 at 4:30pm and will reopen on Wednesday the 4th of April 2018 at 10:00am.
The Board of Directors, members of the Board Oversight Committee, Management and Staff of Dubco wish all our members and their families a happy Easter.
Please note, due to a power failure in the area, our online banking facilities are currently unavailable.
We are working to have this issue resolved as soon as possible.
We apologies for any inconvenience this may cause members.
Central Bank of Ireland’s Member Draw review & subsequent media coverage
The Irish Times claimed today that Directors and staff won prizes in 30% of credit union draws.
We have analysed the members draw results at Dubco for the past five years. During this time officers of the credit union (staff, volunteers and directors) won €5,500 out of a total prize fund of €1,944,000.
This equates to 0.3% of all prizes paid out.
Good morning from everyone in Dubco!
After having to close unexpectedly last week, we’re back in the office this morning ready to take any of your calls! You can also email us any questions to firstname.lastname@example.org.
Have a great Monday!