Congratulations!

17 Feb2014

Great big congratulations to Maurice Fitzpatrick who won a travel inspired hamper from KennCo Travel, and to Angela Sweeney who won a €250 One4all voucher with thanks to BuyHealthInsurance.ie!

Thanks to KennCo and BuyHealthInsurance.ie for providing the prizes, which were won just by shopping around / agreeing to quotations for travel and health protection policies.

To keep up to date on all of our promotional offers make sure to follow us online either here or athttps://www.facebook.com/DubcoCreditUnion or https://twitter.com/DubcoCU.

For information on any of our insurance / introducer arrangements give us a call!


Win a €250 One4all Voucher with BuyHealthInsurance.ie

17 Feb2014

At Dubco we’re making cost savings even more attractive!

We’re delighted to announce that together with BuyHealthInsurance.ie we’re offering our members an excellent service.

BuyHealthInsurance.ie are one of Ireland’s leading health insurance intermediaries and specialise in providing advice to individuals and companies. We’re confident that the health insurance advice given to our members, in relation to the vast number of options and plans available, will not only be impartial but will also ensure our members get the best possible deal.

We know that our members are looking for ways to save money and we think this is a great opportunity for members to shop around! Whether you have health insurance cover in place already and want to make a switch to save, or if you’re thinking about your health cover needs for the first time, this arrangement presents great value to our members.

To make things even better, you could win a €250 One4all voucher just by agreeing to a quotation from BuyHealthInsurance.ie by 14th February 2014. Talk to us today and be in with a chance to win!!


Annual General Meeting

03 Feb2014

The 35th Annual General Meeting took place Thursday January 30th 2014, in respect of financial years ended 30th September 2012 and 30th September 2013.

The meeting was held in The Round Room at the Mansion House, Dawson Street, Dublin 2 at 6:00pm.

A return of 0.25% per annum was approved at the AGM for the year ended 30th September 2013 and applied to all the savings held by members in share accounts.

Download Notice of Meeting, Agenda, Standing Orders & Resolutions (98.6kb)

Download 2012 2013 Annual Reports (481.5kb)


Changes to Taxation of Accounts

08 Jan2014

Members should be aware that following the enactment of the Finance (No. 2) Act 2013 there will be a number of changes to the treatment of Credit Union Share Accounts.

The standard rate of deposit interest retention tax (DIRT) that applies is to increase by 8% to 41%. The increased rate will apply to payments made (or deemed to be made) on or after 1 January 2014. In addition, the exemption for certain interest paid on “special term accounts” will be abolished for such accounts and credit union “regular share accounts” will also be subject to DIRT on interest/dividend payments made after 1 January 2014.

As a result of these changes all Credit Union Share Accounts will be the same in terms of taxation treatment. In future dividends posted to any Share Account (with the exception of a special term account which has not yet completed its three or five year term having been opened in advance of Budget 2014) will have DIRT (at the prevailing rate) deducted. This deduction of DIRT will fully discharge the tax liability in respect of dividends earned on these savings.

Members should review their circumstances with the Revenue Commissioners to ensure they are availing of any exemptions they are entitled to. In brief, in order to claim exemption from DIRT you must complete a declaration form stating that you or your spouse (if you are married) meet the following conditions:
• are aged 65 or over when making the declaration
• total income for the year will be below the relevant annual exemption limit

The annual exemption limits are announced in the Finance Act each year. This annual exemption limit may be increased if you have dependent children. For more information contact the Revenue Commissioners.

Further information regarding DIRT, together with Exemptions and Declaration forms, can be obtained from the Revenue website (www.revenue.ie). Forms should be completed in full by qualifying members and returned to the Credit Union at your earliest convenience so as to avoid future deduction of DIRT if you are exempt.


Congratulations!

20 Dec2013

Great big congratulations to Austin Dillon who won an iPad, Majella Moore who won a Christmas hamper and to Ronald Johnstone who is the lucky winner of a €50 One4all voucher!

Thanks to Allianz, KennCo, CUsafe and FBD for providing the prizes, which were won just by agreeing to various quotations for home, travel and life assurance / mortgage protection policies.

For information on any of our insurance / introducer arrangements give us a call!


Win a Christmas Hamper!

10 Dec2013

We’ve got another great giveaway for members! You could win a fabulous Christmas hamper just by letting us give you a travel insurance quote at your next renewal!

We’ll be running this great KennCo promotion for two weeks, encouraging you to shop around with a chance to win! Members who consent to a quotation at their next renewal, by completing our Query Form, will be entered into a draw to win a Christmas hamper – just in time to share with family & friends! The draw will be held December 19th 2013.

Give us a call, or drop in, for more details!


Christmas Holidays – Office Closure Notice

05 Dec2013

Please be advised that the office will close at 4:30pm, on Monday 23rd December 2013 for the Christmas period and will reopen on Thursday 2nd January 2014 at 10:00am.

The Board of Directors, members of the Oversight Committee, Management and Staff of Dubco Credit Union wish all members and their families a happy Christmas and a peaceful New Year.


€50 One4all Voucher Winner!

03 Dec2013

Congratulations to Gerard Stanley, Dublin Fire Brigade, who is the lucky winner of a €50 One4all voucher!

Thanks to FBD for providing the prize, which Gerard won just by agreeing to a re-quote for life protection through our current money saving offer.

Remember this is just the first of the two draws and there’s still time to enter! The next draw will be held Friday 20th December, just in time for Christmas!

For information on how to be in with a chance, give us a call!

For more information on the offer please visit http://www.dubco.ie/images/library/documents/24102013-112159.pdf


Office Closure – Remembrance Mass

20 Nov2013

The office will be closed on Friday the 29th of November 2013 from 12:55pm to 1:35pm to allow staff to attend a remembrance mass in Halston Street Church at 1:00pm in memory of our former staff, volunteers and members. May they rest in peace. Suaimhneas síoraí dá n-anamacha dílis.

All members are most welcome to attend the mass.


Nokia Lumia Winner

12 Nov2013

Congratulations to Elaine Parker who is the lucky winner of a brand new Nokia Lumia 625!

Thanks to O2 and Nokia for providing the prize, which Elaine won just by signing up to one of the great value tariffs available through our O2 offer for members and their families.

For more information on the offer please visit https://www.o2govstaff.com/dubco/.