NEW LOWER RATES – Dubco’s Home Loans

01 Jul2019

Did you know that we now offer our members and their families Home Loans at an even lower rate than 2018?! We have also simplified what rates we offer!

• 3.40% (3.45% APRC)* for Home Loans with a LTV of 50% or Less
• 3.60% (3.66% APRC)* for Home Loans with a LTV of 80% or Less

 

These new home loan rates are available up to €350,000, with a term of up to 25 years and a maximum loan to value ratio of 80%.

Some of the benefits to borrowing with Dubco include:

  • Competitive variable interest rates
  • Choose your payment frequency; Weekly, Fortnightly or Monthly
  • Loans up to €350,000 (net of shares)
  • No penalties for early repayment
  • Term up to 25 years
  • We pay your valuation fee
  • €700 towards your legal fees as a gesture of good will

If you are interested in learning more about this initiative and can’t make it into the office, we would be delighted to hear from you on 018870400 or email loans@dubco.ie.

Home Loan LTV 50% or less Example
A loan of €200,000 over 25 years with 300 monthly instalments costs €990.61 per month at a variable rate of 3.40% (3.45% APRC)* The total amount you repay is €297,172.22 (€97,172.22 total interest paid).

Home Purchase Loan LTV 80% or less Example
A loan of €200,000 over 25 years with 300 monthly instalments costs €1,017.29 per month at a variable rate of 3.60% (3.66% APRC)* The total amount you repay is €304,198.88 (€104,198.88 total interest paid).

 

*The APRC (Annual Percentage Rate of Charge) included is based on the examples provided. Lending criteria, terms & conditions apply. Interest rates quoted are variable. Above example for illustration purposes only and does not constitute a contract.

WARNING: YOUR HOME IS AT RISK IF YOU DO NOT KEEP UP PAYMENTS ON A MORTGAGE OR ANY OTHER LOAN SECURED ON IT.
WARNING: IF YOU DO NOT MEET THE REPAYMENTS ON YOUR CREDIT AGREEMENT, YOUR ACCOUNT WILL GO INTO ARREARS.  THIS MAY AFFECT YOUR CREDIT RATING, WHICH MAY LIMIT YOUR ABILITY TO ACCESS CREDIT IN THE FUTURE.